Current Rates


LOAN RATES

LOAN TYPE TERM APR
Autos (New to 5 years old) 0 - 60 Months 5.49%
Autos (New to 5 years old) 61 - 72 Months 5.65%
Autos (Over 5 years old) 0 - 48 Months 7.19%
Autos (Over 5 years old with loan value of $15,000+) 49 - 60 Months 7.19%
Boats 0 - 72 Months 7.19%
Motorcycles 0 - 72 Months 7.19%
Lawn Mowers / Tractors / Equipment 0 - 60 Months 7.19%
Campers 0 - 84 Months 7.19%
Recreational Vehicles 0 - 84 Months 7.19%
Share Draft / Overdraft $0 - $250 / $10. 18.00%
  $251 - $500 / $20.00 18.00%
  $501 - $750 / $30.00 18.00%
  $751-$1,000 / $40.00 18.00%
All Other Advances Sig. line of credit 12.90%
Fully Secured by Share Certificate 2% Above Cert Rate  
Fully Secured by Shares & Daily Action 0 - 60 Months 5.49%
  Over 60 Months 5.65%

SAVINGS RATES

TERM APY DIV
Regular Shares 1.25% 1.26%
Daily Action 1.65% 1.66%
Six Month Certificate 2.75% 2.78%
Twelve Month Certificate 2.60% 2.63%
Thirty Month Certificate 3.26% 3.30%
Sixty Month Certificate 3.75% 3.80%
JUMBO 1 YEAR 3.10% 3.14%
MINI-JUMBO 2.85% 2.88%
IRA 4.00% 4.06%
EDUCATION IRA 6 MO CD 2.75% 2.78%
EDUCATION IRA 12 MO. 2.60% 2.63%
EDUCATION IRA JUMBO CD 12 3.10% 3.14%
EDUCATION IRA MI JUMBO 12 2.85% 2.88%
EDUCATION IRA 30 MO CD 3.26% 3.30%
EDUCATION IRA 60 MO CD 3.75% 3.80%
ROTH IRA 6 MO CD 2.75% 2.78%
ROTH IRA 12 MO CD 2.60% 2.63%
ROTH IRA JUMBO CD 3.10% 3.14%
ROTH IRA MINI JUMBO CD 12 2.85% 2.88%
ROTH IRA 30 MO CD 3.26% 3.30%
ROTH IRA 60 MO CD 3.75% 3.50%
IRA 6 MO CD 2.75% 2.78%
IRA 12 MO CD 2.60% 2.63%
IRA JUMBO CD 12 MO 3.10% 3.14%
IRA MINI JUMBO CD 12 MO 2.85% 2.88%
IRA CD 30 MO 3.26% 3.30%
IRA 60 MO CD 3.75% 3.80%

DISCLOSURES

Share Certificates

  • The stated APY (Annual Percentage Yield) assumes that dividends will be credited to the Certificate quarterly.
  • Dividends are paid from current income after required transfers to reserves.
  • Minimum balance is $1000
  • Substantial penalty for early withdrawal.
  • After the certificate is opened you may NOT make deposits until the maturity date.
  • All rates subject to change without notice!
  • Savings are federally insured to at least $100,000 by the National Credit Union Administration, a U.S. Goverment Agency
  • Contact Credit Union Personnel for additional information (256) 637-6511.

Loans

  • (APR) Annual Percentage Rate may change periodically.
  • Contact Credit Union Personnel for additional information (256) 637-6511.

Regular Share Account

  • The par value of a regular share in this credit union is $25
  • The listed rates are current as of the last quarter.
  • The dividend rate has not yet been determined for this quarter.
  • Dividends are paid from current earnings after required transfers.
  • If you close your account you will not earn any accrued dividends.
  • Contact Credit Union Personnel for additional information (256) 637-6511.

 

 

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