Current
Rates
LOAN
RATES
| LOAN
TYPE |
TERM |
APR |
| Autos (New to 5 years old) |
0
- 60 Months |
5.49% |
| Autos (New to 5 years old) |
61
- 72 Months |
5.65% |
| Autos (Over 5 years old) |
0
- 48 Months |
7.19% |
| Autos (Over 5 years old with loan value of $15,000+) |
49
- 60 Months |
7.19% |
| Boats |
0
- 72 Months |
7.19% |
| Motorcycles |
0
- 72 Months |
7.19% |
| Lawn
Mowers / Tractors / Equipment |
0
- 60 Months |
7.19% |
| Campers |
0
- 84 Months |
7.19% |
| Recreational
Vehicles |
0
- 84 Months |
7.19% |
| Share
Draft / Overdraft |
$0
- $250 / $10. |
18.00% |
| |
$251
- $500 / $20.00 |
18.00% |
| |
$501
- $750 / $30.00 |
18.00% |
| |
$751-$1,000
/ $40.00 |
18.00% |
| All
Other Advances |
Sig.
line of credit |
12.90% |
| Fully
Secured by Share Certificate |
2% Above Cert Rate |
|
| Fully
Secured by Shares & Daily Action |
0
- 60 Months |
5.49% |
|
|
Over
60 Months |
5.65% |
|
SAVINGS
RATES
| TERM |
APY |
DIV |
| Regular
Shares |
1.25% |
1.26% |
| Daily
Action |
1.65% |
1.66% |
| Six
Month Certificate |
2.75% |
2.78% |
| Twelve
Month Certificate |
2.60% |
2.63% |
| Thirty
Month Certificate |
3.26% |
3.30% |
| Sixty
Month Certificate |
3.75%
|
3.80% |
| JUMBO 1 YEAR |
3.10% |
3.14% |
| MINI-JUMBO |
2.85% |
2.88% |
| IRA |
4.00% |
4.06% |
| EDUCATION IRA 6 MO CD |
2.75% |
2.78% |
| EDUCATION IRA 12 MO. |
2.60% |
2.63% |
| EDUCATION IRA JUMBO CD 12 |
3.10% |
3.14% |
| EDUCATION IRA MI JUMBO 12 |
2.85% |
2.88% |
| EDUCATION IRA 30 MO CD |
3.26% |
3.30% |
| EDUCATION IRA 60 MO CD |
3.75% |
3.80% |
| ROTH IRA 6 MO CD |
2.75% |
2.78% |
| ROTH IRA 12 MO CD |
2.60% |
2.63% |
| ROTH IRA JUMBO CD |
3.10% |
3.14% |
| ROTH IRA MINI JUMBO CD 12 |
2.85% |
2.88% |
| ROTH IRA 30 MO CD |
3.26% |
3.30% |
| ROTH IRA 60 MO CD |
3.75% |
3.50% |
| IRA 6 MO CD |
2.75% |
2.78% |
| IRA 12 MO CD |
2.60% |
2.63% |
| IRA JUMBO CD 12 MO |
3.10% |
3.14% |
| IRA MINI JUMBO CD 12 MO |
2.85% |
2.88% |
| IRA CD 30 MO |
3.26% |
3.30% |
| IRA 60 MO CD |
3.75% |
3.80% |
|
DISCLOSURES
Share Certificates
- The
stated APY (Annual Percentage Yield) assumes that dividends will be
credited to the Certificate quarterly.
- Dividends are
paid from current income after required transfers to reserves.
- Minimum balance
is $1000
- Substantial penalty
for early withdrawal.
- After the certificate
is opened you may NOT make deposits until the maturity date.
- All rates subject
to change without notice!
- Savings are federally
insured to at least $100,000 by the National Credit Union Administration, a
U.S. Goverment Agency
- Contact
Credit Union Personnel for additional information (256) 637-6511.
Loans
- (APR) Annual
Percentage Rate may change periodically.
- Contact
Credit Union Personnel for additional information (256) 637-6511.
Regular
Share Account
- The par value
of a regular share in this credit union is $25
- The listed rates
are current as of the last quarter.
- The dividend
rate has not yet been determined for this quarter.
- Dividends are
paid from current earnings after required transfers.
- If you close
your account you will not earn any accrued dividends.
- Contact
Credit Union Personnel for additional information (256) 637-6511.
|
