Products & Services

If you are planning a home-improvement project but don't know how to pay for it, the answer may be right under your nose, or more accurately... all around you. We're talking about your home. Because the value of your home is used to secure the loan, rates are considerably lower than rates on unsecured loans.

You can use an Equity Loan for:

  • Home improvements or add-ons
  • Paying off pre-existing bills
  • Taking a luxury vacation
  • Easing the burden of taxes
  • Financing a child's education

Contact us today for further details!

Social Security and pension income may only provide about half of the income you'll need for retirement. Now is the time to start an IRA, if you don't already have one. You may want to open an IRA Club account today!

We now offer special rates for jumbo certificates! Our Jumbo certificates ($50,000 or more) are for a term of 12 months. For these certificates we add .50% to the regular 12 month certificate rate.

Our Mini Jumbo certificates ($25,000 to $49,999) are for a term of 12 months. For these certificates, add .25% to the regular 12 month certificate rate.

Rates are subject to change without notice. Call us for further details at 256-637-6511.



Loan Amount:


Down Payment: $ 
Amount of Loan: $ 
Interest Rate (APR):  
Loan Term:  
Monthly Payment: $ 





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